Questco vs TriNet
How the two PEOs compare on pricing, minimum employees and fit.
| Questco | TriNet | |
|---|---|---|
| Company size | Being confirmed | 3,622 employees (2019) |
| Headquarters | Houston area, TX | Dublin, CA |
| Founded | Being confirmed | 1988 |
| Pricing | No published rates. Cost depends on company size and services chosen, plus a one-time onboarding fee equal to one month of administrative costs. | No published PEO pricing. Quote required. |
| Pricing model | Quote only | Quote only |
| Best for | Small and mid-sized businesses, including franchises, that want a Texas-based PEO | Companies in TriNet's core industries that want industry-specific packages |
| IRS certified (CPEO) | Yes, on the IRS list | Yes, on the IRS list |
| ESAC accreditation | Not confirmed | Not confirmed |
| Minimum employees | Not confirmed | 5 employees |
Carriers, 401(k) and workers' comp: side by side
| Questco | TriNet | |
|---|---|---|
| Health carriers | Pooled Questco master health plan, or benefits administration alongside your existing broker's plan; carriers not named Questco blog · Provider site | Plans sponsored through a broad range of carriers; none named TriNet FY2025 Form 10-K · SEC filing |
| 401(k) provider | Not publicly listed yet. We will get this for you: request a quote and we will include it. | TriNet-managed 401(k); recordkeeper not named TriNet capabilities page · Provider site |
| Workers' comp | Not publicly listed yet. We will get this for you: request a quote and we will include it. | Fully insured through policies negotiated with third-party carriers; carriers not named TriNet FY2025 Form 10-K · SEC filing |
| Other named partners | Not publicly listed yet. We will get this for you: request a quote and we will include it. | Healthee powers the Personal Health Assistant TriNet capabilities page · Provider site |
Due diligence checked November 4, 2026. We only list carriers and partners that a filing, the provider or a named review states. Many PEOs do not publish their carriers or recordkeepers, so "not publicly listed" means we could not find it, not that none exists. If something is missing, request a quote and we will get it from the PEO for you. Lineups vary by state and change at renewal. Source types: SEC filing (strongest), provider site, third-party review.
Questions to ask before you sign
- Which medical carriers and networks are available in my state and zip code?
- Are the health plans fully insured or partially self-funded, and who bears claims risk?
- Who is the 401(k) recordkeeper, and what are the total plan fees and match options?
- Who is the workers' comp carrier, how are rates set, and what happens to my experience rating if I leave?
- Is the entity that will employ my staff on the IRS CPEO list, and is it ESAC accredited?
- What renewal increase did your plans see in each of the last 3 years?
Choose Questco if
Small and mid-sized businesses, including franchises, that want a Texas-based PEO.
- No strict minimum headcount stated
- Headquartered in the Houston, Texas area with service offices in Texas, Nebraska, Arizona and Colorado
- Offers its own health and welfare benefits plan
Choose TriNet if
Companies in TriNet's core industries that want industry-specific packages.
- Broad access to major health carriers
- Industry-specific PEO packages
Ask Questco about
- Pricing is not published
- Carriers pay commissions to Questco or its affiliated brokers on benefits, built into premiums
- Contract terms are not stated on its FAQ
Ask TriNet about
- Requires a minimum of five employees
- Reviewers report escalating renewal pricing
- Does not support hazardous industries such as heavy construction
Frequently asked questions
Is Questco or TriNet cheaper?
Questco: No published rates. Cost depends on company size and services chosen, plus a one-time onboarding fee equal to one month of administrative costs. TriNet: No published PEO pricing. Quote required. Published rates are not directly comparable to quote-only pricing, and health premiums are separate.
Which is better for a small company, Questco or TriNet?
Questco is best for small and mid-sized businesses, including franchises, that want a texas-based peo. TriNet is best for companies in trinet's core industries that want industry-specific packages.
Last verified November 4, 2026. Based on third-party reviews and vendor pricing pages. See each provider page for sources.