Justworks vs Questco
How the two PEOs compare on pricing, minimum employees and fit.
| Justworks | Questco | |
|---|---|---|
| Company size | 1,165 employees | Being confirmed |
| Headquarters | New York, NY | Houston area, TX |
| Founded | 2012 | Being confirmed |
| Pricing | PEO Basic $79 and PEO Plus $124 per employee per month. Some sources still list Plus at $109, so confirm on justworks.com/pricing. | No published rates. Cost depends on company size and services chosen, plus a one-time onboarding fee equal to one month of administrative costs. |
| Pricing model | Published | Quote only |
| Best for | Small teams that want published pricing and a simple platform | Small and mid-sized businesses, including franchises, that want a Texas-based PEO |
| IRS certified (CPEO) | Yes, on the IRS list | Yes, on the IRS list |
| ESAC accreditation | Accredited | Not confirmed |
| Minimum employees | 2 employees | Not confirmed |
Carriers, 401(k) and workers' comp: side by side
| Justworks | Questco | |
|---|---|---|
| Health carriers | Aetna, UnitedHealthcare, Kaiser Permanente (medical, dental, vision) and MetLife Justworks Help Center · Provider site | Pooled Questco master health plan, or benefits administration alongside your existing broker's plan; carriers not named Questco blog · Provider site |
| 401(k) provider | Administered through a third-party partner, reported as Slavic401k Clicksgeek review (single source; not confirmed by the recordkeeper) · Third-party review | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
| Workers' comp | Not publicly listed yet. We will get this for you: request a quote and we will include it. | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
| Other named partners | Teladoc and One Medical (as available); EVERFI powers compliance training Fit Small Business review · Third-party review | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
Due diligence checked November 4, 2026. We only list carriers and partners that a filing, the provider or a named review states. Many PEOs do not publish their carriers or recordkeepers, so "not publicly listed" means we could not find it, not that none exists. If something is missing, request a quote and we will get it from the PEO for you. Lineups vary by state and change at renewal. Source types: SEC filing (strongest), provider site, third-party review.
Questions to ask before you sign
- Which medical carriers and networks are available in my state and zip code?
- Are the health plans fully insured or partially self-funded, and who bears claims risk?
- Who is the 401(k) recordkeeper, and what are the total plan fees and match options?
- Who is the workers' comp carrier, how are rates set, and what happens to my experience rating if I leave?
- Is the entity that will employ my staff on the IRS CPEO list, and is it ESAC accredited?
- What renewal increase did your plans see in each of the last 3 years?
Choose Justworks if
Small teams that want published pricing and a simple platform.
- Public price list with no base fee
- Payroll, HR support and compliance in one fee
- International Employer of Record add-on at $599 per employee per month
Choose Questco if
Small and mid-sized businesses, including franchises, that want a Texas-based PEO.
- No strict minimum headcount stated
- Headquartered in the Houston, Texas area with service offices in Texas, Nebraska, Arizona and Colorado
- Offers its own health and welfare benefits plan
Ask Justworks about
- Health premiums are billed on top of the platform fee
- Per-employee cost does not shrink much as headcount grows
Ask Questco about
- Pricing is not published
- Carriers pay commissions to Questco or its affiliated brokers on benefits, built into premiums
- Contract terms are not stated on its FAQ
Frequently asked questions
Is Justworks or Questco cheaper?
Justworks: PEO Basic $79 and PEO Plus $124 per employee per month. Some sources still list Plus at $109, so confirm on justworks.com/pricing. Questco: No published rates. Cost depends on company size and services chosen, plus a one-time onboarding fee equal to one month of administrative costs. Published rates are not directly comparable to quote-only pricing, and health premiums are separate.
Which is better for a small company, Justworks or Questco?
Justworks is best for small teams that want published pricing and a simple platform. Questco is best for small and mid-sized businesses, including franchises, that want a texas-based peo.
Last verified November 4, 2026. Based on third-party reviews and vendor pricing pages. See each provider page for sources.