ADP TotalSource vs Deel US PEO
How the two PEOs compare on pricing, minimum employees and fit.
| ADP TotalSource | Deel US PEO | |
|---|---|---|
| Company size | About 67,000 employees (ADP, 2025) | About 5,000 employees (2025) |
| Headquarters | Roseland, NJ | Remote-first |
| Founded | 1949 | 2019 |
| Pricing | No published PEO pricing. Quote required. | Reported at $125 per employee per month. Confirm with Deel. |
| Pricing model | Quote only | Published (reported) |
| Best for | Established mid-market companies | Companies already using Deel for international hiring |
| IRS certified (CPEO) | Yes, on the IRS list | Not found by name on the IRS list |
| ESAC accreditation | Not confirmed | Not confirmed |
| Minimum employees | 5 employees | Not confirmed |
Carriers, 401(k) and workers' comp: side by side
| ADP TotalSource | Deel US PEO | |
|---|---|---|
| Health carriers | Multiple carrier choices; carriers not named | Aetna and Kaiser Permanente national medical plans; MetLife for voluntary coverage |
| 401(k) provider | ADP TotalSource Retirement Savings Plan, a multiple employer 401(k) with 23 funds, 6,500+ adopting employers, 348,000 participants and $9B+ in assets (Sept 30, 2024); total cost 0.26% to 1.01%. Materials are branded Voya, which suggests Voya as recordkeeper (inferred, not stated) Sept 30, 2024 | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
| Workers' comp | Workers' comp insurance with claims support, safety support and 24/7 nurse triage; carrier not named | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
| Other named partners | Not publicly listed yet. We will get this for you: request a quote and we will include it. | Not publicly listed yet. We will get this for you: request a quote and we will include it. |
Due diligence checked November 4, 2026. We only list carriers and partners that a filing, the provider or a named review states. Many PEOs do not publish their carriers or recordkeepers, so "not publicly listed" means we could not find it, not that none exists. If something is missing, request a quote and we will get it from the PEO for you. Lineups vary by state and change at renewal.
Questions to ask before you sign
- Which medical carriers and networks are available in my state and zip code?
- Are the health plans fully insured or partially self-funded, and who bears claims risk?
- Who is the 401(k) recordkeeper, and what are the total plan fees and match options?
- Who is the workers' comp carrier, how are rates set, and what happens to my experience rating if I leave?
- Is the entity that will employ my staff on the IRS CPEO list, and is it ESAC accredited?
- What renewal increase did your plans see in each of the last 3 years?
Choose ADP TotalSource if
Established mid-market companies.
- Large scale with more than half a million worksite employees reported
- Broad HR, payroll and benefits administration
Choose Deel US PEO if
Companies already using Deel for international hiring.
- Single vendor for US PEO and global hiring
- Benefits included in the reported rate
Ask ADP TotalSource about
- Pricing is not published
- Cost structure is reported as better suited to larger teams
Ask Deel US PEO about
- Minimum employee count not confirmed in sources reviewed
- Price comes from a third-party source
Frequently asked questions
Is ADP TotalSource or Deel US PEO cheaper?
ADP TotalSource: No published PEO pricing. Quote required. Deel US PEO: Reported at $125 per employee per month. Confirm with Deel. Published rates are not directly comparable to quote-only pricing, and health premiums are separate.
Which is better for a small company, ADP TotalSource or Deel US PEO?
ADP TotalSource is best for established mid-market companies. Deel US PEO is best for companies already using deel for international hiring.
Last verified November 4, 2026. Based on third-party reviews and vendor pricing pages. See each provider page for sources.